NAIROBI … ft-Jersey/ , Sept. 26 (Xinhua) -- A Kenyan microfinance company onTuesday officially launched the first mobile-based loans andsavings product.

Maisha Microfinance Bank, in conjunction with Airtel Money, amobile money transfer service owned by telecom operator Airtel,launched the new mobile money solution that will enable customersto access loans in less than two minutes.

"Since we rolled out the product, over 50,000 new accounts havebeen opened in the last one and a half weeks, out of which over20,000 clients have accessed loans," Maisha Microfinance Bank CEOIreneus Gichana said during the launch in Nairobi.

The product, named M-Fanisi, offers cash transfer from AirtelMoney to clients' account upon making a loan request and reverse ofthe same upon repayment.

There are 24 large microfinance institutions in Kenya thatprovide approximately 1.5 million U.S. dollars worth of loans toover 1.5 million active borrowers under different interest rates,duration and amounts.

Gichana said her bank receives over 2,000 applications dailyfrom people seeking to access loans.

Kenya has one of the highest financial inclusions in Africa,where the gap among unbankable members of the population hasnarrowed from 20 percent in 2006 to 17 percent in 2016. Enditem

Saneo2 oxygen cosmetics or Naturkosmetik natural makeup is the only care line with active oxygen
First things first, as important as skin care products are, basic cleanliness can help you get good looking skin; if you buy all the best and most expensive skin care products out there without religiously cleaning your skin, you are wasting your time as you cant achieve the good-looking skin you desire.

Everyone ought to know about the various changing needs of their skin so they can meet such needs to ensure the skin glows and is as healthy as it should be.

You owe yourself a duty to be very gentle with your skin; treat it with respect and it will reward you by always glowing and being healthy. I dont care how much you are trying to save some money by not buying high quality skin care products; what I care about is that you should NEVER make it a habit of buying low quality skin care products they can spell doom for your skin.

Moisturizers help us to give our skin some of the water it looses, hence the need to include moisturizers to your daily skin care routine.

Beware of those skin care products that contain too much concentration of chemicals which can negatively harm your skin. When researching skin care products on the Internet, dont believe all the claims made by owners of the skin care websites; many of them are bogus.

Its not vanity to pamper and nourish your skin, its the only skin you have; while you can replace other parts of your body, you cant replace your skin! Some of the foods that can ensure good skin for almost everyone include vegetables, fruits and a lot of juice.

In conclusion, NEVER sleep with your make up on; this is very bad for your skin and can cause problems, especially in the long run; so always clean out all the cosmetics before you retire for the day.

Federico Floyd Of course, as we get older our bodys natural mechanisms for skin care starts getting weak, hence the need to constantly make a conscious effort to take care of our skin.


Many educators now concur that Thomas Edison, the terrific inventor, almost certainly had A.D.H.D. Thomas Edison was a catastrophe in class and his teachers thought to be him to get sluggish or retarded. This evaluation infuriated Thomas Edisons mom, Nancy Elliott Edison, and she set out to supply him with all the sources and encouragement that he should learn about on his personal. Thomas Edisons mom played an important function within the youthful inventors schooling. Edison was quoted as an grownup as stating that his mom was the making of me. Thomas Edisons mom set about to show the wizard of Menlo Park in the way that, she felt, he would finest understand. She authorized him to resolve mechanical and chemistry difficulties in your house in a very laboratory she aided him layout and she built sure that what he was finding out was applicable and helpful to him.The finding out model of young children with ADHD is distinctive although not essentially inferior towards the finding out type of other little ones inside the classroom. Quite a few young children with ADHD could gain from a curriculum they come across suitable and intriguing and from an issue solving technique to mastering.As we perfectly know now, Thomas Edison was surprisingly curious. He did badly in class but his mom offered him with textbooks about elements that he discovered helpful including mechanics and chemistry along with the youthful Thomas devoured this looking at content. College was challenging for Thomas due to the fact what his college was teaching was mostly not pertinent to him and when he was curious about anything at college, his teachers reprimanded him for talking from flip or paying to a great deal time contemplating a thing which was not from the lesson prepare.In your house his mom Edisons mom authorized him to experiment and also to develop. Edisons mom could see her sons intellect and creativeness and she anticipated excellent factors from him. She gave the youthful inventor the permission to check out and also the self confidence to fail and test yet again.The permission to examine and fail is important to your training and development of people like Thomas Edison who discover by issue solving. Numerous individuals with A.D.H.D. are tangential as an alternative to linear thinkers.

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